Scholarships4moms.net ("the site") is owned and operated by Free College Scholarships, LLC. Free College Scholarships, LLC respects the privacy of our customers and is serious about protecting your online privacy. This policy will explain how we gather and use personal information submitted. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information. Therefore, by entering and using this site, you are agreeing and accepting this policy.

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request.

The California Consumer Privacy Act ("CCPA")

The California Consumer Privacy Act ("CCPA") affords certain rights and protections to California residents. This Privacy Policy is intended to describe (i) the categories and sources of data that Free College Scholarships collects, sells or shares; (ii) the purpose for collection; (iii) the types of third parties to whom Free College Scholarships discloses that information; and (iv) details about how California residents can exercise their rights under the CCPA.

California Residents - How to Exercise CCPA Rights. The CCPA affords certain rights and protections to California residents including: (i) the right to request that we delete any "personal information" that we have collected from you ("Right to Delete"); (ii) the right to request that we disclose the categories and/or specific pieces of personal information collected and sold ("Right to Know"); and (iii) the right to direct us not to sell their "personal information" ("Right to Opt-Out"). "Personal information" is defined under the CCPA as "information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household."

California residents who would like to submit a Request to Know, Delete, or Opt-Out should follow the links below. Upon submission, you will be asked to verify your email address. If we are able to verify your Request to Know or Delete, (e.g., that you are a California resident and that we have or have sold, as the case may be, your "personal information"), we will respond within 30 days of your submission (or such additional time period as the law allows us).

• Request to Know

• Request to Delete

• Request to Opt-Out ("Do Not Sell My Personal Info")

Information Collected:

The site only collects information that is volunteered during the entry process or in any responses to specific information requests. We do need this information in order to provide services that you request. Examples of the information collected includes: information knowingly provided by you through on-line forms and surveys such as name, email address, personal financial or demographic information, telephone numbers and addresses. We may also collect third party personal information such as a referral's name. We only use this information for the purpose in which it was intended. We may also collect your IP address and information through the use of electronic 'cookies'. However, we limit the use and collection of information about our customers to that extent which is necessary to administer our business.

How We Use That Information:

Scholarships4Moms reserves the right to use this information provided by you for:

• The specific purpose for which such information was provided (including matching entrants with the education providers and other advertisers on our site);
• Personal, demographic and profile data to improve our site;
• Our marketing and promotional purposes;
• As disclosed at the time such information is provided; and/or as disclosed in this Policy.

Although, it is important to note that Scholarships4Moms reserves the right to change or modify this policy at any time with or without notice. If you have any questions regarding the use of your information or about this policy, please feel free to email us at: Info@scholarships4moms.net.

By opting into the TCPA language on our website, you are agreeing to receive telephone marketing from one of our third-party education related advertisers that is listed in the TCPA opt-in language. By submitting your information at the Website you agree to receive e-mails from our third party advertisers. We may share our user information and/or join together with other businesses to bring selected opportunities to our users. We are able to offer third party services to you, in part, based on your willingness to be reached by our third-party advertisers. Scholarships4moms.net may also share your information with its service providers such as an email service provider and chat provider, and with your permission, any other entities that we believe are able to provide you with special opportunities and offers. These companies are authorized to use your personal information only as necessary to provide these services to us.

We will share your personal information with third parties only in the ways that are described in this privacy policy.

Additionally, scholarships4moms.net may disclose your information as required by law, such as to comply with a subpoena, bankruptcy proceedings, or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. In certain situations, Free College Scholarships, LLC may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

User Data Supplementation

We may receive information about you from other sources, including publicly available databases or third parties from whom we have purchased data, and combine this data with information we already have about you. This helps us to update, expand and analyze our records, identify new customers, and provide products and services that may be of interest to you. If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.

Examples of the types of personal information that may be obtained from public sources or purchased from third parties and combined with information we already have about you, may include:

• Address information about you from third party sources to verify your address. so we can properly ship your order to you and to prevent fraud.
• Purchased marketing data about our customers from third parties that is combined with information we already have about you, to create more tailored advertising and products.

Customer Testimonials/Comments/Reviews:

We post customer testimonials/comments/reviews on our website which may contain personal information. We do obtain the customer's consent with a signed release of liability or via email or phone prior to posting their name with the testimonial/comment/review. If you wish to update your testimonial, you can contact us at Info@scholarships4moms.net.

Framing:

On some of our sites we have special offers with our partners where another third party is actually framed within our site. However, you are actually on a third party website and should be aware that you are entering information on a third party site. Some pages may have the look and feel of being on our site, however the information collected on these pages may not be covered under our privacy. All information collected on their site is owned and controlled by that company's privacy policy.

Links to Other Sites:

If you click on a link to a third party site, including on an advertisement, you will leave our site and go to the site you selected. Because we cannot control the activities of third parties, we cannot accept responsibility for any use of your personally information by such third parties, and we cannot guarantee that they will adhere to the same privacy practices as scholarships4moms.net. We encourage you to review the privacy policies of any other service provider from whom you request services.

Tracking Technologies:

Free College Scholarships, LLC and its partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

Log Files:

As is true of most websites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.

Widgets:

Our website includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying loan information, the news, etc). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

Blog:

Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at Info@scholarships4moms.net. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.

Entry Compliance:

By submitting your personal and/or financial information on our site, you hereby give us, our affiliated sites, sponsors, etc. permission to use your information to contact you. You are also consenting to receive phone calls from scholarships4moms.net, our affiliates, and our partners for contact via telephone.

Behavioral Targeting

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads.

Security:

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you have any questions about the security of your personal information, you can contact us at Info@scholarships4moms.net.

SMS Messaging:

If applicable, this website, scholarships4moms.net, websites linking to scholarships4moms.net, and websites linked from this website (collectively "We") may make available a service either directly or through third parties by which you can receive messages on your wireless device via short message service ("SMS Service"). Your provider's standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. The use of this information will be in accordance with this Mobile Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. You acknowledge and agree that the SMS Service is provided via wireless systems, which use radios (and other means) to transmit communications over complex networks. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying "STOP", "END", or "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering.

We do not collect Information from Children:

The information and services provided by us are not intended for children under the age of eighteen (18) years old. Additionally, we do not direct our Website to, nor do we knowingly collect any personal information from children under the age of thirteen (13) years old. If scholarships4moms.net learns of a person who enters on this site who is under the age of thirteen (13) years old, we will immediately delete that person's information.

Anti-Spam Policy and Your Opt-Out Rights:

Scholarships4moms.net has a no tolerance spam policy and is committed to 100% permission based marketing. Spam is unsolicited email also known as junk mail or UCE (Unsolicited Commercial Email). Scholarships4moms.net reserves the right to send its subscribers entry confirmations, scholarship drawing notifications and relevant newsletters. We send both promotional and service related emails. Please note you cannot opt-out of service related emails. However, if you have received a scholarships4moms.net promotional email in error, you may remove your information from our database by responding to any of our email communications with "remove" in the subject line. You may also opt-out on our global Unsubscribe Page.

Help scholarships4moms.net Eliminate Spam

If you have received unsolicited bulk e-mail from scholarships4moms.net or promoting a scholarships4moms.net service, please let us know. Forward the message you received, including the mail headers, to scholarships4moms.net. Include a note letting us know that the message is spam, and that you did not specifically request to receive information from the sender.

California Privacy Rights:

Under California law, site visitors who are residents of California may request certain information regarding our disclosure of personal information to third parties for direct marketing purposes. To make such a request, please contact us at the information below.

Access to your information:

Upon request Free College Scholarships, LLC will provide you with information about whether we hold any of your personal information. You can update, or change this information by resubmitting the information on the form. Once you resubmit this new form with your updated information, your old record will be retained in our databases for historical purposes. If you wanted to have your personal information deleted and removed from our public forum, directory or testimonial on our site or deactivate it, you can contact us as described below. We will respond to your request within a reasonable timeframe.

Transfer, Sale, or Assign:

At its sole discretion, scholarships4moms.net may transfer, sell, and/or assign information collected on and through this site, including but not limited to, the users personal information collected, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation of scholarships4moms.net. You will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Data Retention:

We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at Info@scholarships4moms.net. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Change in Policy:

We reserve the right to change this policy at any time. If we make a material change regarding how we use your personal information, we may notify you of the existence and location of the new or revised policy through email or by posting the changes online at our site prior to the change becoming effective.

Effective: August 24, 2018

Contact Information

Email us at: Info@scholarships4moms.net
Or write to us at: Free College Scholarships LLC, 4104 24th St. Suite 947, San Francisco, CA 94114